Fresh Start Budget
Compare cities. Live the month.
Take-home est
—
Unallocated$0
Compare-first city planning

Find where your paycheck actually fits.

Enter your income, pick a few US cities, and see them plotted side by side — take-home, rent guideline and cost of living. Drill into any neighborhood, then build a monthly budget for the one you like best.

What are you trying to figure out?
Does my income fit this city?
Step 01

Your income

Enter salary or hourly pay. We'll estimate take-home per city — no need to pick a state up front.

Person 1
$
Add a second person's income

Planning with a partner or roommate? Combine both incomes.

Tentative take-home est
Based on state placeholder. Recalculated per city on the comparison dashboard.
Combined gross
$0
Est. take-home / yr
$0
Est. take-home / mo
$0

Estimates use simplified federal brackets + FICA + top-line state rate.

Step 02

Pick your cities

Choose up to three and see them plotted on the map. Step 4 compares them side by side.

0/3 selected
Add up to three cities to compare.
Selected cities
Step 03

Your household

How many adults, kids, and pets? Used to seed realistic defaults for groceries, transport, utilities and pet costs later on.

Adults

Tied to your income setup in Step 1.

Children
0

Bumps default groceries; edit anything later.

Pets
No pets. Add one to include pet costs in your budget.
Step 04

Compare, side by side

This is home base — see take-home, rent guideline and cost-of-living per city. Pick one to build a full budget for.

Add at least one city above to see the comparison.
Step 05

Neighborhood detail

Pick a neighborhood from Step 4 to see rent by tier, purchase prices, vibe, walkability and links to real listings.

No neighborhood selected yet.

In Step 4, click any neighborhood on a comparison card. The full breakdown — rent tiers, purchase prices, walkability, a small city map and outbound links to Zillow, Apartments.com and NeighborhoodScout — will appear here.

Step 06

Choose your housing

Rent or buy, apartment or house, studio through 4+ bedrooms — we'll estimate a monthly cost you can push into your budget.

Housing
Pick a neighborhood in Step 4 to base this estimate on real numbers.
In your budget
$0/mo

Updated kitchen, in-unit laundry, walkable to some amenities. What most listings look like.

Estimated rent: —
Step 07

Your monthly budget

Auto-generated from a common rule — edits stage as pending until you click Apply Changes.

Monthly take-home
$0
Allocated
$0
Remaining
$0
Housing
$/mo
Groceries
$/mo
Gas / transportation
$/mo
Utilities
$/mo
Monthly savings
$/mo
Fun money
$/mo
Misc / buffer
$/mo
Step 08

One-time moving costs

Separate from your monthly budget — plan the up-front spend to actually get there.

Security deposit
$
First & last month's rent
$
Movers
$
Furniture & setup
$
Total up-front
$0

That's about — months of take-home income.

Step 09

Save & share this scenario

Name a plan and come back to it. Everything is stored on this device.